Banco Santander Chile Stock Analysis

BSAC Stock  USD 35.22  1.77  4.79%   
Below is the normalized historical share price chart for Banco Santander Chile extending back to October 31, 1994. This chart has been adjusted for all splits and dividends and is plotted against all major global economic recessions. As of today, the current price of Banco Santander stands at 35.22, as last reported on the 2nd of February, with the highest price reaching 36.65 and the lowest price hitting 35.06 during the day.
IPO Date
23rd of May 1994
200 Day MA
26.9274
50 Day MA
31.7716
Beta
0.458
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Banco Santander Chile has over 10.28 Trillion in debt which may indicate that it relies heavily on debt financing. At present, Banco Santander's Net Debt To EBITDA is projected to slightly decrease based on the last few years of reporting. The current year's Debt To Equity is expected to grow to 3.53, whereas Short and Long Term Debt Total is forecasted to decline to about 8.7 T. With a high degree of financial leverage come high-interest payments, which usually reduce Banco Santander's Earnings Per Share (EPS).

Asset vs Debt

Equity vs Debt

Banco Santander's liquidity is one of the most fundamental aspects of both its future profitability and its ability to meet different types of ongoing financial obligations. Banco Santander's cash, liquid assets, total liabilities, and shareholder equity can be utilized to evaluate how much leverage the Company is using to sustain its current operations. For traders, higher-leverage indicators usually imply a higher risk to shareholders. In addition, it helps Banco Stock's retail investors understand whether an upcoming fall or rise in the market will negatively affect Banco Santander's stakeholders.
For most companies, including Banco Santander, marketable securities, inventories, and receivables are the most common assets that could be converted to cash. However, for Banco Santander Chile, the most critical issue when managing liquidity is ensuring that current assets are properly aligned with current liabilities. If they are not, Banco Santander's management will need to obtain alternative financing to ensure there are always enough cash equivalents on the balance sheet to meet obligations.
Price Book
3.1878
Price Sales
5.1737
Shares Float
61.1 B
Wall Street Target Price
30.2463
Earnings Share
2.49
Given that Banco Santander's debt-to-equity ratio measures a Company's obligations relative to the value of its net assets, it is usually used by traders to estimate the extent to which Banco Santander is acquiring new debt as a mechanism of leveraging its assets. A high debt-to-equity ratio is generally associated with increased risk, implying that it has been aggressive in financing its growth with debt. Another way to look at debt-to-equity ratios is to compare the overall debt load of Banco Santander to its assets or equity, showing how much of the company assets belong to shareholders vs. creditors. If shareholders own more assets, Banco Santander is said to be less leveraged. If creditors hold a majority of Banco Santander's assets, the Company is said to be highly leveraged.
The current year's Common Stock is expected to grow to about 5 T, whereas Total Stockholder Equity is forecasted to decline to about 2.6 T. . The current year's Price To Sales Ratio is expected to grow to 2.06. The current year's Price Earnings Ratio is expected to grow to 15.13.
Banco Santander Chile is undervalued with Real Value of 40.06 and Target Price of 30.25. The main objective of Banco Santander stock analysis is to determine its intrinsic value, which is an estimate of what Banco Santander Chile is worth, separate from its market price. There are two main types of Banco Santander's stock analysis: fundamental analysis and technical analysis.
The Banco Santander stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and Banco Santander's ongoing operational relationships across important fundamental and technical indicators.
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Banco Santander Chile. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as various price indices.

Banco Stock Analysis Notes

The book value of the company was currently reported as 24.37. The company has Price/Earnings To Growth (PEG) ratio of 2.32. Banco Santander Chile last dividend was issued on the 23rd of April 2025. The entity had 260:100 split on the 22nd of October 2012. Banco Santander-Chile, together with its subsidiaries, provides commercial and retail banking products and services in Chile. Banco Santander-Chile was incorporated in 1977 and is headquartered in Santiago, Chile. Banco Santander is traded on New York Stock Exchange in the United States. For more info on Banco Santander Chile please contact Roman Reinosa at 56 2 320 2000 or go to https://banco.santander.cl.

Banco Santander Quarterly Total Revenue

559.37 Billion

Banco Santander Chile Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. Banco Santander's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding Banco Santander Chile or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.

Banco Largest EPS Surprises

Earnings surprises can significantly impact Banco Santander's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2002-07-23
2002-06-300.190.210.0210 
2001-05-15
2001-03-310.180.20.0211 
1998-11-02
1998-09-300.140.160.0214 
View All Earnings Estimates

Banco Santander Environmental, Social, and Governance (ESG) Scores

Banco Santander's ESG score is a quantitative measure that evaluates Banco Santander's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Banco Santander's operations that may have significant financial implications and affect Banco Santander's stock price as well as guide investors towards more socially responsible investments.

Banco Stock Institutional Investors

Shares
Candriam Luxembourg S.c.a.2025-06-30
486.7 K
Qube Research & Technologies2025-06-30
439.6 K
State Street Corp2025-06-30
426.2 K
Bank Of America Corp2025-06-30
367.7 K
Ubs Asset Mgmt Americas Inc2025-06-30
344.3 K
Connor Clark & Lunn Inv Mgmt Ltd2025-06-30
331.1 K
Sei Investments Co2025-06-30
311.5 K
Citadel Advisors Llc2025-06-30
279.3 K
Robeco Institutional Asset Management Bv2025-06-30
276.7 K
Franklin Resources Inc2025-06-30
3.1 M
Jpmorgan Chase & Co2025-06-30
3.1 M
Note, although Banco Santander's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Banco Market Capitalization

The company currently falls under 'Large-Cap' category with a current market capitalization of 16.59 B.

Banco Profitablity

The company has Profit Margin (PM) of 0.46 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.02 
Return On Capital Employed 0.03  0.05 
Return On Assets 0.01  0.02 
Return On Equity 0.19  0.21 

Management Efficiency

Banco Santander Chile has return on total asset (ROA) of 0.0157 % which means that it generated a profit of $0.0157 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.2316 %, meaning that it created $0.2316 on every $100 dollars invested by stockholders. Banco Santander's management efficiency ratios could be used to measure how well Banco Santander manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Tangible Assets is expected to grow to 0.02. The current year's Return On Capital Employed is expected to grow to 0.05. At present, Banco Santander's Non Currrent Assets Other are projected to increase significantly based on the last few years of reporting. The current year's Return On Tangible Assets is expected to grow to 0.02, whereas Total Assets are forecasted to decline to about 34.2 T.
Last ReportedProjected for Next Year
Book Value Per Share 25.59  26.87 
Tangible Book Value Per Share 25.17  26.43 
Enterprise Value Over EBITDA 17.45  21.57 
Price Book Value Ratio 1.95  2.86 
Enterprise Value Multiple 17.45  21.57 
Price Fair Value 1.95  2.86 
Evaluating the management effectiveness of Banco Santander allows investors to assess its financial health and operational efficiency. Coupled with an analysis of its growth prospects and the current market dynamics, we evaluate the stock's true value and future potential. Key indicators such as revenue, earnings or debt levels are examined alongside external factors like economic trends and regulatory changes. The Banco Stock analysis seeks to determine whether the stock is undervalued, appropriately priced, or overvalued, thereby guiding your investment decisions.
Dividend Yield
0.0359
Profit Margin
0.4567
Forward Dividend Yield
0.0359
Beta
0.458
Return On Assets
0.0157

Technical Drivers

As of the 2nd of February, Banco Santander shows the Downside Deviation of 1.94, mean deviation of 1.18, and Risk Adjusted Performance of 0.1601. Banco Santander Chile technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.

Banco Santander Chile Price Movement Analysis

Execute Study
The output start index for this execution was twenty-three with a total number of output elements of thirty-eight. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. Banco Santander middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for Banco Santander Chile. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.

Banco Santander Outstanding Bonds

Banco Santander issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Banco Santander Chile uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Banco bonds can be classified according to their maturity, which is the date when Banco Santander Chile has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Banco Santander Predictive Daily Indicators

Banco Santander intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Banco Santander stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Banco Santander Corporate Filings

6K
28th of January 2026
A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges.
ViewVerify
6K
15th of January 2026
A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges.
ViewVerify
6K
13th of January 2026
A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges.
ViewVerify
6K
8th of January 2026
A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges.
ViewVerify
6K
6th of January 2026
A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges.
ViewVerify
6K
30th of December 2025
A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges.
ViewVerify
6K
29th of December 2025
A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges.
ViewVerify
6K
19th of December 2025
A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges.
ViewVerify

Banco Santander Forecast Models

Banco Santander's time-series forecasting models are one of many Banco Santander's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Banco Santander's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Banco Santander Chile Debt to Cash Allocation

As Banco Santander Chile follows its natural business cycle, the capital allocation decisions will not magically go away. Banco Santander's decision-makers have to determine if most of the cash flows will be poured back into or reinvested in the business, reserved for other projects beyond operational needs, or paid back to stakeholders and investors.
Banco Santander Chile currently holds 10.28 T in liabilities with Debt to Equity (D/E) ratio of 12.97, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about Banco Santander's use of debt, we should always consider it together with its cash and equity.

Banco Santander Total Assets Over Time

Banco Santander Assets Financed by Debt

The debt-to-assets ratio shows the degree to which Banco Santander uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

Banco Santander Debt Ratio

    
  29.0   
It looks as if most of the Banco Santander's assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the Banco Santander's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of Banco Santander, which in turn will lower the firm's financial flexibility.

Banco Santander Corporate Bonds Issued

Most Banco bonds can be classified according to their maturity, which is the date when Banco Santander Chile has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Banco Short Long Term Debt Total

Short Long Term Debt Total

8.66 Trillion

At present, Banco Santander's Short and Long Term Debt Total is projected to increase significantly based on the last few years of reporting.

About Banco Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Banco Santander prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Banco shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Banco Santander. By using and applying Banco Stock analysis, traders can create a robust methodology for identifying Banco entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.20  0.18 
Operating Profit Margin 0.20  0.18 
Net Profit Margin 0.16  0.15 
Gross Profit Margin 0.38  0.39 

Current Banco Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Banco analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Banco analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceConsensus# of Analysts
30.25Hold11Odds
Banco Santander Chile current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Banco analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Banco stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Banco Santander Chile, talking to its executives and customers, or listening to Banco conference calls.
Banco Analyst Advice Details

Banco Stock Analysis Indicators

Banco Santander Chile stock analysis indicators help investors evaluate how Banco Santander stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Banco Santander shares will generate the highest return on investment. By understating and applying Banco Santander stock analysis, traders can identify Banco Santander position entry and exit signals to maximize returns.
Begin Period Cash Flow2.8 T
Common Stock Shares Outstanding471.1 M
Total Stockholder Equity4.7 T
Quarterly Earnings Growth Y O Y-0.077
CashT
Net Debt8.3 T
50 Day M A31.7716
Other Operating Expenses935.7 B
Non Current Assets Total68.1 T
Forward Price Earnings13.4228
Non Currrent Assets Other68.1 T

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When running Banco Santander's price analysis, check to measure Banco Santander's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Banco Santander is operating at the current time. Most of Banco Santander's value examination focuses on studying past and present price action to predict the probability of Banco Santander's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Banco Santander's price. Additionally, you may evaluate how the addition of Banco Santander to your portfolios can decrease your overall portfolio volatility.
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